Insurance and Other Benefits
Updated 2024-12-02
GTN Technical Staffing offers an excellent benefits package to full-time employees who are scheduled to work 30 hours or more each week. All of the health insurance benefits are effective on the first of the month following 30 days of employment. This document contains a brief summary of benefit options available to GTN Technical Staffing employees and is intended solely for the use of contractors considering an offer of employment from GTN Technical Staffing.
- Payroll Schedule
- Health Insurance, Dental, Vision, Life, AD&D
- 401(k) Plan (through Fidelity Investments) – available after one-year employment
- Employee Policy Manual
* These insurance benefits will be effective on the first of the month following 30 days of employment and will be deducted every paycheck starting in the month before they are effective. If you are paid biweekly – with 26 pay periods per year – there will be two pay periods with no health insurance deduction.
PAYROLL SCHEDULE AND TIMESHEETS
2025 Weekly-pay-schedule
2025 Biweekly-pay-schedule – internal employees
2025 Biweekly-pay-schedule – external employees
2025-Semi-Monthly-Pay-Schedule
INSURANCE
Our insurance plans are effective from January 1 – December 31.
There are three medical insurance plans. The primary differences between the two options are the premium amount, cost for office visits, annual deductible amount and annual out-of-pocket maximum. With each option you may receive health care services from a list of network providers (PPO) or from any health care provider. When you use network providers (PPO), you pay a smaller percentage of the health care costs. The High Deductible Health Plan (HDHP) plan is a qualified high deductible health plan which allows you to open a health saving account (HSA) to grow your money tax-free.
A special note on Health Savings Accounts: When you enroll in a qualified high deductible health plan, you are covered for serious illness or injury by a high deductible (lower premium costs) insurance plan. You can then set up a health savings account (HSA) on your own. You can make tax-deductible contributions to an HSA to pay for qualifying medical expenses. The maximum amount per year you can put in this account is limited to the lower of the plan’s annual deductible amount or the statutory maximum as adjusted annually. The best thing about a health savings account is that it can function like an IRA: you can put money in and let it grow tax-deferred until you use it. You don’t have to use the HSA to pay for uncovered medical expenses, but if you do then you can withdraw the money tax-free.
For those of you who are new to our insurance or who are considering electing coverage please read the useful information below.
WE USE A THIRD-PARTY ADMINISTRATOR
It is important to remember that we use a third-party administrator for our insurance who uses the United Health Care network of providers. Your doctor/clinic will not be able to find your policy by calling United Health Care. Your provider will have to call the phone number on your card. That is our third-party administrator who will verify insurance benefits. Please note: You will not be able to call the insurance administrator to confirm how much a procedure or prescription will cost. This is something your doctor or pharmacy has to do because only they have the billing codes needed to confirm actual contracted rates.
FIND A DOCTOR IN NETWORK EASILY
Before you go to the doctor verify it is an in-network provider. Use the link in the insurance summary document on this page to search.
Detailed information about medical insurance, dental insurance, vision insurance, life insurance, and accidental death/dismemberment insurance is available in the plan summary document below:
- Web version (if using a mobile device you can also tap an icon in the lower left to download and install it as an app)
- GTN External Staff 2025 Insurance Guide
401(K) PLAN
After completing one year of employment, you can participate in the GTN Technical Staffing 401(k) plan through Fidelity Investments by contributing pre-tax dollars to the plan. GTN Technical Staffing provides a company match of up to 4% of your gross income for each pay period that contributions are made. You are automatically vested in all employee & employer contributions. The amount of the employee contribution can range from 1% – 85% of annual compensation, to a maximum annual amount of $23,500 for the tax year 2025. There is also a catch-up option available to those employees 50 years of age and older (an additional $7,500 for the tax year 2025) and those who are 60 – 63 years old (an additional $11,500 for the tax year 2025).
Fidelity 2024 Annual Enrollment Benefits Guide_V1
